SecurityCents Blog

Insights on payment data security, payments news and trends

2019 NRF Recap

NRF has been both a leading and trailing indicator of the retail industry. Attendance typically is a lagging indicator as this is usually a direct reflection of the previous year’s store sales and revenue obtainment.

5 Holiday Cybersecurity Safety Tips

1. Shop at well-known companies, and research ones you’re not familiar with. There are plenty of fake and malicious websites out there this time of year. When considering a purchase from an unfamiliar company, be sure to read reviews and gauge the experience others have had. If an offer sounds too good to be true, it probably is! Don’t be fooled by the lure of a great discount.

How Merchant Link Thinks Hotels Can Maximize QR Code Growth

Alternative payments methods, such as contactless and QR codes, have been growing globally in popularity for the last half-decade or so. However, the year 2018 has seen something of a quiet sea change when it comes to the acceptance of such payment methods among hotels around the globe. Since the beginning of the year, Merchant
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Customer Chat Support Security

The drive to convert Internet shopping baskets to closed sales has always been a challenge. It used to be that someone could pick up the telephone and talk to an agent. In the new world of online chat assistance all support can be delivered through the chat window, including payments. This is both a great support cost reduction and cart conversion tool.

Signatures and Credit Cards

As of 1/12/2018, all of the major card brands have made announcements and changes to allow merchants to choose to process payments without a customer signature starting in April 2018. The decision to process payments without requiring cardholder signatures is optional, regardless of the amount of the purchase.

HT Next Year 2 – Thanks Again!

Thank you again to the Ensemble IQ and HTNG teams for putting on a great show. The combination of these two organizations has produced a terrific conference. The intimacy of the old HTF show is still intact but the addition of the HTNG workgroup members has added a deeper dive into various technology areas.

Merchant Link Celebrates 25th Anniversary

March 11, 2018 marks the 25th anniversary for Merchant Link. Merchant Link has grown from a small Technical Support Center in Bethesda, Maryland, to an international provider of payment security solutions. The landscape is much different today than it was in 1993 when Merchant Link got its start.

NRF 2018 Recap

We are just back from NRF. What a show this year: 35,000 participants coming from all over the world to discover the latest technologies and to learn how to best manage the digital transformation retailers are going through. From the “new shiny” (IoT, AI, virtual reality, wearable) to the more traditional (omni-channel, mobility, mPOS, customer experience), here’s what we learned.

Crypto-Currency Strategy

Unless you have been living under a rock for the past few months, it has been difficult not to be bombarded with news regarding crypto currencies like BitCoin, Ethereum and even LiteCoin. Depending on whom you talk or listen to for business news this could be the ultimate in Ponzi schemes or it may be the beginning of a new payment medium that could, over time, compete with the major card associations for customer and merchant acceptance.