SecurityCents Blog

Insights on payment data security, payments news and trends

EMV is not just a solution, it’s a partnership

At Merchant Link, we work with customers every day that are trying to get their POS or PMS systems EMV ready. The solution the merchant wants involves taking a chip transaction, moving the liability of the transaction back on to the card brands, and helping the merchant securely answer the PCI SAQ audit that the merchant may go through from time to time.

4 Important Considerations When Evaluating EMV Solution Providers

Researching and evaluating EMV solutions is currently on many hospitality and retail organizations to do list. In most cases, those organizations spend appropriate time reviewing and evaluating gateway providers, processor options, PED (Pin Entry Device) manufacturers, as well as any costs associated with the solution. While all those things are clearly important, there are a few other considerations your organization should be sure to evaluate.

So Long Signatures

As reported by this morning, MasterCard announced that, effective April 2018, they will no longer require signatures for payment processing.

National Cyber Security Awareness Month

Happy National Cyber Security Awareness Month!
As you are looking to secure your payments with tokenization and encryption, don’t forget about the little best practices that help to keep your data safe. One of the most overlooked practices is a strong password.

Payment Security: Why Upgrade?

In the late 1990’s, the push for credit card transactions was to upgrade from “dial up” to Internet. It required an upgrade to systems, which many merchants felt was just onerous. Once adopted, however, it became clear that this technology was far superior to the old technology, and the public quickly expected merchants to offer the faster transaction speed.

Think Of Yourself As A Customer

“Think Of Yourself As A Customer.” That was the phrase above every doorway, yes, even the bathroom, of the first place I ever worked. It may seem trite, but working there for a number of years it was evident that every individual in that building and the offices overseas used it as their guide as they went about their daily work lives; whether that customer was internal or external, they all received the level of service that each person would want to receive if they were the customer.

More EMV Cards in Circulation

According to new figures out from EMVCo, there were a total of 6.1 billion EMV cards in circulation worldwide as of the end of 2016. That represents an increase by about 1.3 billion cards over the last 12 months.

What does EMV really change in restaurants and hotels?

Restaurants and hotels were unsure how they would be impacted by EMV when the announcement came out with the date for the liability shift. Many reflected and made the assumption that it was akin to PCI’s initial mandate for PCI compliance, when in reality it isn’t. Here at Merchant Link we’ve worked hard to dispel the rumors of what EMV is and what it isn’t, and when it makes sense to implement.